Unnamed lender 254900RNV63A0TIZNK90 · Michigan · 2025

Unnamed lender 254900RNV63A0TIZNK90 in Michigan: approval rate, denial rate and rates (2025)

Unnamed lender 254900RNV63A0TIZNK90 took 29 mortgage applications in Michigan in 2025, ranking #392 of 973 lenders active in the state. It originated 72.4% of them and denied 6.9% (8.7% of the applications it decided), against a statewide denial rate of 18.5%.

29Applicationsin MI
8.7%Decision denial ratestate 22.6%
7.25%Median ratestate 6.75%
$115,000Median loanstate $155,000
$3.6MVolume6 counties

Unnamed lender 254900RNV63A0TIZNK90 in Michigan vs the state

6.9%Denial rate-11.62 pts vs state
8.7%Decision denial rate-13.88 pts vs state
72.4%Origination rate+12.52 pts vs state
7.25%Median rate+0.50 pts vs state
0.86Rate spread (pts)+0.46 pts vs state
$83kMedian applicant income
21Loans originated
2Denied

What Unnamed lender 254900RNV63A0TIZNK90 lends in Michigan

By loan purpose

Home purchase 23 79% · 4.4% denied
Refinance 3 10% · 33.3% denied
Cash-out refinance 3 10% · 0.0% denied

By loan type

Conventional 23 79% · 4.4% denied
FHA 4 14% · 25.0% denied
VA 2 7% · 0.0% denied

Why it denied Michigan applicants

Unverifiable information 1 50%
Collateral 1 50%

Where in Michigan

Counties with the most Unnamed lender 254900RNV63A0TIZNK90 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Iosco County 1381 7.7%
Alcona County 851 12.5%
Bay County 550 0.0%
Saginaw County 110 0.0%
Midland County 110 0.0%
Ogemaw County 110 0.0%

Other large lenders in Michigan

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 30,64416.3%6.75%
United Shore Financial ServicesB 29,33011.7%6.60%
The Huntington National BankD 20,04730.0%7.49%
Lake Michigan Credit UnionA 16,6625.6%6.75%
Fifth Third BankD 11,17626.4%7.50%
21st MortgageF 7,42453.4%11.04%
Citizens BankC 6,59229.0%7.65%
Triad Financial ServicesD 6,42656.1%8.49%
Union Home MortgageB 5,3034.3%6.75%
PNC BankD 5,16126.3%7.36%

Frequently asked questions

Michigan: 29 applications in 2025, of which 21 were originated and 2 denied.

6.9% of all applications, or 8.7% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.

The median rate on loans Unnamed lender 254900RNV63A0TIZNK90 originated in Michigan in 2025 was 7.25%, against a statewide median of 6.75%.

About this data. Figures are Unnamed lender 254900RNV63A0TIZNK90's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology