Unnamed lender 254900O1J92J7KPVMG08 · Idaho · 2025

Unnamed lender 254900O1J92J7KPVMG08 in Idaho: approval rate, denial rate and rates (2025)

Unnamed lender 254900O1J92J7KPVMG08 took 21 mortgage applications in Idaho in 2025, ranking #220 of 595 lenders active in the state. It originated 76.2% of them and denied 19.1% (20.0% of the applications it decided), against a statewide denial rate of 14.5%.

21Applicationsin ID
20.0%Decision denial ratestate 17.5%
7.67%Median ratestate 6.63%
$255,000Median loanstate $265,000
$6.4MVolume2 counties

Unnamed lender 254900O1J92J7KPVMG08 in Idaho vs the state

19.1%Denial rate+4.60 pts vs state
20.0%Decision denial rate+2.48 pts vs state
76.2%Origination rate+13.17 pts vs state
7.67%Median rate+1.04 pts vs state
0.77Rate spread (pts)+0.62 pts vs state
$106kMedian applicant income
16Loans originated
4Denied

What Unnamed lender 254900O1J92J7KPVMG08 lends in Idaho

By loan purpose

Home purchase 11 52% · 18.2% denied
Refinance 9 43% · 22.2% denied
Other / HELOC 1 5% · 0.0% denied

By loan type

Conventional 21 100% · 19.1% denied

Why it denied Idaho applicants

Debt-to-income ratio 3 75%
Credit history 1 25%

Where in Idaho

Counties with the most Unnamed lender 254900O1J92J7KPVMG08 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Nez Perce County 18143 16.7%
Lewis County 110 0.0%

Other large lenders in Idaho

LenderGradeApplicationsDenial rateMedian rate
Idaho Central Credit UnionA 15,64416.5%7.00%
Rocket MortgageC 4,39113.3%6.63%
United Shore Financial ServicesB 3,9439.1%6.12%
Premier Mortgage ResourcesB 2,5042.7%6.25%
Mountain America Federal Credit UnionD 2,32337.7%7.24%
Guild MortgageA 2,3203.4%6.50%
U.S. BankD 2,16128.6%7.35%
Loandepot.ComD 1,62214.2%6.50%
Glacier BankD 1,50714.5%6.88%
Pennymac Loan ServicesC 1,29710.8%6.50%

Frequently asked questions

Idaho: 21 applications in 2025, of which 16 were originated and 4 denied.

19.1% of all applications, or 20.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.

The median rate on loans Unnamed lender 254900O1J92J7KPVMG08 originated in Idaho in 2025 was 7.67%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900O1J92J7KPVMG08's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology