Lee Bank & Trust in Virginia vs the state
16.3%Denial rate+0.34 pts vs state
20.6%Decision denial rate+0.34 pts vs state
62.8%Origination rate+3.27 pts vs state
—Median rate
—Rate spread (pts)
$60kMedian applicant income
27Loans originated
7Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 26 | 20.0% | — | #384 |
| 2024 | 36 | 22 | 30.6% | — | #413 |
| 2025 | 43 | 27 | 16.3% | — | #394 |
What Lee Bank & Trust lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most Lee Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 30 | 19 | 7 | 23.3% |
| Wise County | 4 | 4 | 0 | 0.0% |
| Washington County | 4 | 3 | 0 | 0.0% |
| Scott County | 3 | 0 | 0 | 0.0% |
| Russell County | 1 | 1 | 0 | 0.0% |
| Dickenson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 43 applications in 2025, of which 27 were originated and 7 denied.
16.3% of all applications, or 20.6% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Lee Bank & Trust's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology