Leaderone Financial · New Jersey · 2025

Leaderone Financial in New Jersey: approval rate, denial rate and rates (2025)

Leaderone Financial took 5 mortgage applications in New Jersey in 2025, ranking #612 of 883 lenders active in the state. It originated 20.0% of them and denied 20.0% (50.0% of the applications it decided), against a statewide denial rate of 17.7%.

5Applicationsin NJ
50.0%Decision denial ratestate 23.1%
6.38%Median ratestate 6.75%
$305,000Median loanstate $295,000
$435kVolume3 counties

Leaderone Financial in New Jersey vs the state

20.0%Denial rate+2.31 pts vs state
50.0%Decision denial rate+26.95 pts vs state
20.0%Origination rate-35.68 pts vs state
6.38%Median rate-0.38 pts vs state
0.40Rate spread (pts)+0.12 pts vs state
$76kMedian applicant income
1Loans originated
1Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
202314650.0%6.69%#484
20255120.0%6.38%#612

What Leaderone Financial lends in New Jersey

By loan purpose

Cash-out refinance 5 100% · 20.0% denied

By loan type

Conventional 1 20% · 100.0% denied
FHA 4 80% · 0.0% denied

Why it denied New Jersey applicants

Other 1 100%

Where in New Jersey

Counties with the most Leaderone Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Burlington County 301 33.3%
Camden County 100 0.0%
Monmouth County 110 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 5 applications in 2025, of which 1 were originated and 1 denied.

20.0% of all applications, or 50.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Leaderone Financial originated in New Jersey in 2025 was 6.38%, against a statewide median of 6.75%.

About this data. Figures are Leaderone Financial's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology