Land Home Financial Services in Florida vs the state
14.7%Denial rate-6.35 pts vs state
16.7%Decision denial rate-10.57 pts vs state
64.7%Origination rate+12.02 pts vs state
7.00%Median rate+0.38 pts vs state
0.69Rate spread (pts)+0.42 pts vs state
$86kMedian applicant income
22Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 249 | 130 | 13.3% | 6.63% | #348 |
| 2024 | 43 | 22 | 16.3% | 7.00% | #626 |
| 2025 | 34 | 22 | 14.7% | 7.00% | #666 |
What Land Home Financial Services lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 5 | 3 | 1 | 20.0% |
| Duval County | 4 | 3 | 1 | 25.0% |
| Charlotte County | 3 | 1 | 0 | 0.0% |
| Hillsborough County | 2 | 1 | 1 | 50.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| St. Lucie County | 2 | 1 | 0 | 0.0% |
| Lake County | 2 | 1 | 1 | 50.0% |
| Orange County | 2 | 1 | 0 | 0.0% |
| St. Johns County | 2 | 1 | 0 | 0.0% |
| Miami-Dade County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 34 applications in 2025, of which 22 were originated and 5 denied.
14.7% of all applications, or 16.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Land Home Financial Services originated in Florida in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology