Kwik Mortgage in New York vs the state
10.5%Denial rate-9.22 pts vs state
16.7%Decision denial rate-7.37 pts vs state
52.6%Origination rate-6.96 pts vs state
6.31%Median rate-0.31 pts vs state
-0.24Rate spread (pts)-0.45 pts vs state
$205kMedian applicant income
10Loans originated
2Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 6 | 0.0% | 7.00% | #447 |
| 2024 | 7 | 5 | 0.0% | 6.50% | #477 |
| 2025 | 19 | 10 | 10.5% | 6.31% | #414 |
What Kwik Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Kwik Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Nassau County | 6 | 2 | 1 | 16.7% |
| Orange County | 3 | 2 | 1 | 33.3% |
| Suffolk County | 3 | 0 | 0 | 0.0% |
| Rockland County | 2 | 1 | 0 | 0.0% |
| Queens County | 1 | 1 | 0 | 0.0% |
| Ulster County | 1 | 1 | 0 | 0.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| Westchester County | 1 | 1 | 0 | 0.0% |
| New York County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 19 applications in 2025, of which 10 were originated and 2 denied.
10.5% of all applications, or 16.7% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Kwik Mortgage originated in New York in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Kwik Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology