Key Mortgage Services · Indiana · 2025

Key Mortgage Services in Indiana: approval rate, denial rate and rates (2025)

Key Mortgage Services took 23 mortgage applications in Indiana in 2025, ranking #436 of 1,025 lenders active in the state. It originated 87.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.6%.

23Applicationsin IN
0.0%Decision denial ratestate 20.1%
6.50%Median ratestate 6.75%
$255,000Median loanstate $155,000
$6.5MVolume4 counties

Key Mortgage Services in Indiana vs the state

0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
87.0%Origination rate+24.71 pts vs state
6.50%Median rate-0.25 pts vs state
0.30Rate spread (pts)-0.07 pts vs state
$179kMedian applicant income
20Loans originated
0Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313127.7%6.63%#483
202425184.0%6.75%#421
202523200.0%6.50%#436

What Key Mortgage Services lends in Indiana

By loan purpose

Home purchase 18 78% · 0.0% denied
Refinance 4 17% · 0.0% denied
Cash-out refinance 1 4% · 0.0% denied

By loan type

Conventional 20 87% · 0.0% denied
FHA 2 9% · 0.0% denied
VA 1 4% · 0.0% denied

Where in Indiana

Counties with the most Key Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 1080 0.0%
St. Joseph County 660 0.0%
Porter County 540 0.0%
Hamilton County 220 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 23 applications in 2025, of which 20 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Key Mortgage Services originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.

About this data. Figures are Key Mortgage Services's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology