K. Hovnanian American Mortgage in Maryland vs the state
9.9%Denial rate-8.90 pts vs state
11.8%Decision denial rate-12.34 pts vs state
74.1%Origination rate+18.41 pts vs state
6.63%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.08 pts vs state
$182kMedian applicant income
232Loans originated
31Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 128 | 14.8% | 6.99% | #135 |
| 2024 | 273 | 180 | 16.5% | 6.63% | #120 |
| 2025 | 313 | 232 | 9.9% | 6.63% | #123 |
What K. Hovnanian American Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most K. Hovnanian American Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queen Anne's County | 124 | 108 | 2 | 1.6% |
| Prince George's County | 77 | 53 | 8 | 10.4% |
| Frederick County | 56 | 38 | 10 | 17.9% |
| Baltimore city | 55 | 32 | 11 | 20.0% |
| Talbot County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 313 applications in 2025, of which 232 were originated and 31 denied.
9.9% of all applications, or 11.8% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans K. Hovnanian American Mortgage originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are K. Hovnanian American Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology