K. Hovnanian American Mortgage in Georgia vs the state
14.4%Denial rate-4.80 pts vs state
17.1%Decision denial rate-8.02 pts vs state
70.2%Origination rate+16.10 pts vs state
6.49%Median rate-0.13 pts vs state
-0.02Rate spread (pts)-0.29 pts vs state
$133kMedian applicant income
73Loans originated
15Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 18 | 0.0% | 5.69% | #529 |
| 2025 | 104 | 73 | 14.4% | 6.49% | #330 |
What K. Hovnanian American Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most K. Hovnanian American Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chatham County | 89 | 64 | 13 | 14.6% |
| Effingham County | 15 | 9 | 2 | 13.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 104 applications in 2025, of which 73 were originated and 15 denied.
14.4% of all applications, or 17.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans K. Hovnanian American Mortgage originated in Georgia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are K. Hovnanian American Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology