Johnson Financial Group in Minnesota vs the state
8.3%Denial rate-5.27 pts vs state
9.1%Decision denial rate-7.26 pts vs state
66.7%Origination rate+0.30 pts vs state
6.78%Median rate+0.15 pts vs state
0.11Rate spread (pts)-0.15 pts vs state
$134kMedian applicant income
16Loans originated
2Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 13 | 6.3% | 6.90% | #412 |
| 2024 | 27 | 23 | 0.0% | 6.50% | #349 |
| 2025 | 24 | 16 | 8.3% | 6.78% | #373 |
What Johnson Financial Group lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Johnson Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 4 | 3 | 0 | 0.0% |
| Carver County | 3 | 2 | 0 | 0.0% |
| Washington County | 3 | 2 | 1 | 33.3% |
| Olmsted County | 3 | 1 | 0 | 0.0% |
| Chisago County | 2 | 0 | 1 | 50.0% |
| Scott County | 1 | 0 | 0 | 0.0% |
| Dakota County | 1 | 1 | 0 | 0.0% |
| St. Louis County | 1 | 1 | 0 | 0.0% |
| Carlton County | 1 | 1 | 0 | 0.0% |
| Pine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 24 applications in 2025, of which 16 were originated and 2 denied.
8.3% of all applications, or 9.1% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Johnson Financial Group originated in Minnesota in 2025 was 6.78%, against a statewide median of 6.63%.
About this data. Figures are Johnson Financial Group's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology