Jmj Financial Group in Florida vs the state
7.1%Denial rate-13.92 pts vs state
10.0%Decision denial rate-17.24 pts vs state
64.3%Origination rate+11.60 pts vs state
7.38%Median rate+0.75 pts vs state
1.38Rate spread (pts)+1.11 pts vs state
$175kMedian applicant income
9Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 17 | 0.0% | 7.13% | #782 |
| 2024 | 19 | 13 | 5.3% | 7.13% | #784 |
| 2025 | 14 | 9 | 7.1% | 7.38% | #838 |
What Jmj Financial Group lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Jmj Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 3 | 3 | 0 | 0.0% |
| Hillsborough County | 2 | 1 | 0 | 0.0% |
| Palm Beach County | 2 | 2 | 0 | 0.0% |
| Charlotte County | 1 | 0 | 0 | 0.0% |
| Bay County | 1 | 0 | 0 | 0.0% |
| Miami-Dade County | 1 | 0 | 0 | 0.0% |
| Flagler County | 1 | 1 | 0 | 0.0% |
| St. Lucie County | 1 | 0 | 1 | 100.0% |
| Volusia County | 1 | 1 | 0 | 0.0% |
| Sumter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 14 applications in 2025, of which 9 were originated and 1 denied.
7.1% of all applications, or 10.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Jmj Financial Group originated in Florida in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Jmj Financial Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology