Investor Mortgage Finance in Missouri vs the state
26.8%Denial rate+11.76 pts vs state
36.1%Decision denial rate+17.37 pts vs state
47.6%Origination rate-15.10 pts vs state
7.20%Median rate+0.58 pts vs state
—Rate spread (pts)
—Median applicant income
39Loans originated
22Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 109 | 69 | 11.9% | 7.90% | #236 |
| 2025 | 82 | 39 | 26.8% | 7.20% | #293 |
What Investor Mortgage Finance lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 82 applications in 2025, of which 39 were originated and 22 denied.
26.8% of all applications, or 36.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Investor Mortgage Finance originated in Missouri in 2025 was 7.20%, against a statewide median of 6.63%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology