Interstate Home Loan Center in California vs the state
0.0%Denial rate-17.42 pts vs state
0.0%Decision denial rate-22.40 pts vs state
69.6%Origination rate+13.37 pts vs state
7.00%Median rate+0.37 pts vs state
0.70Rate spread (pts)+0.43 pts vs state
$172kMedian applicant income
16Loans originated
0Denied
What Interstate Home Loan Center lends in California
By loan purpose
By loan type
Where in California
Counties with the most Interstate Home Loan Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 19 | 13 | 0 | 0.0% |
| San Bernardino County | 1 | 1 | 0 | 0.0% |
| San Diego County | 1 | 1 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| El Dorado County | 1 | 0 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 23 applications in 2025, of which 16 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Interstate Home Loan Center originated in California in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Interstate Home Loan Center's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology