Intercoastal Mortgage in Kentucky vs the state
9.1%Denial rate-9.72 pts vs state
11.1%Decision denial rate-12.38 pts vs state
63.6%Origination rate+5.60 pts vs state
6.25%Median rate-0.50 pts vs state
-0.02Rate spread (pts)-0.34 pts vs state
$76kMedian applicant income
7Loans originated
1Denied
What Intercoastal Mortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Intercoastal Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Christian County | 4 | 3 | 1 | 25.0% |
| Todd County | 2 | 1 | 0 | 0.0% |
| Logan County | 1 | 0 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| McCracken County | 1 | 1 | 0 | 0.0% |
| Simpson County | 1 | 1 | 0 | 0.0% |
| Grant County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 11 applications in 2025, of which 7 were originated and 1 denied.
9.1% of all applications, or 11.1% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Intercoastal Mortgage originated in Kentucky in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Intercoastal Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology