Homebridge Financial Services in Alabama vs the state
20.0%Denial rate+0.15 pts vs state
22.5%Decision denial rate-2.50 pts vs state
66.2%Origination rate+10.83 pts vs state
9.49%Median rate+2.99 pts vs state
0.10Rate spread (pts)-0.19 pts vs state
$117kMedian applicant income
149Loans originated
45Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 170 | 86 | 31.2% | 6.88% | #143 |
| 2024 | 145 | 92 | 24.8% | 7.56% | #179 |
| 2025 | 225 | 149 | 20.0% | 9.49% | #146 |
What Homebridge Financial Services lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 31 | 25 | 4 | 12.9% |
| Baldwin County | 31 | 18 | 7 | 22.6% |
| Madison County | 30 | 19 | 9 | 30.0% |
| Mobile County | 28 | 20 | 6 | 21.4% |
| Shelby County | 12 | 10 | 2 | 16.7% |
| Montgomery County | 10 | 6 | 1 | 10.0% |
| Morgan County | 9 | 7 | 1 | 11.1% |
| Tuscaloosa County | 8 | 6 | 1 | 12.5% |
| Houston County | 5 | 2 | 0 | 0.0% |
| Autauga County | 5 | 2 | 1 | 20.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 225 applications in 2025, of which 149 were originated and 45 denied.
20.0% of all applications, or 22.5% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Homebridge Financial Services originated in Alabama in 2025 was 9.49%, against a statewide median of 6.50%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology