GREENSTATE Credit Union · Utah · 2025

GREENSTATE Credit Union in Utah: approval rate, denial rate and rates (2025)

GREENSTATE Credit Union took 5 mortgage applications in Utah in 2025, ranking #329 of 575 lenders active in the state. It originated 60.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.0%.

5Applicationsin UT
0.0%Decision denial ratestate 19.2%
6.13%Median ratestate 6.63%
$495,000Median loanstate $305,000
$1.8MVolume3 counties

GREENSTATE Credit Union in Utah vs the state

0.0%Denial rate-15.96 pts vs state
0.0%Decision denial rate-19.18 pts vs state
60.0%Origination rate-3.24 pts vs state
6.13%Median rate-0.50 pts vs state
0.15Rate spread (pts)-0.09 pts vs state
$138kMedian applicant income
3Loans originated
0Denied

What GREENSTATE Credit Union lends in Utah

By loan purpose

Home purchase 3 60% · 0.0% denied
Refinance 2 40% · 0.0% denied

By loan type

Conventional 4 80% · 0.0% denied
VA 1 20% · 0.0% denied

Where in Utah

Counties with the most GREENSTATE Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Millard County 210 0.0%
Weber County 210 0.0%
Summit County 110 0.0%

Other large lenders in Utah

LenderGradeApplicationsDenial rateMedian rate
AMERICA FIRST Federal Credit UnionC 16,30318.3%6.99%
Mountain America Federal Credit UnionD 15,40136.5%7.24%
United Shore Financial ServicesB 11,3258.5%6.25%
Rocket MortgageC 6,27614.6%6.63%
Guild MortgageA 5,4271.5%6.50%
Intercap LendingA 4,8810.7%6.50%
GoldenwestB 4,79417.6%7.50%
First Colony MortgageA 3,4992.1%6.38%
Kind LendingC 3,22720.3%6.50%
Zions BancorporationB 3,01322.9%6.49%

Frequently asked questions

Utah: 5 applications in 2025, of which 3 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.

The median rate on loans GREENSTATE Credit Union originated in Utah in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology