GoodLeap · District of Columbia · 2025

GoodLeap in District of Columbia: approval rate, denial rate and rates (2025)

GoodLeap took 5 mortgage applications in District of Columbia in 2025, ranking #240 of 473 lenders active in the state. It originated 40.0% of them and denied 20.0% (20.0% of the applications it decided), against a statewide denial rate of 18.1%.

5Applicationsin DC
20.0%Decision denial ratestate 23.7%
8.34%Median ratestate 6.50%
$125,000Median loanstate $405,000
$190kVolume1 counties

GoodLeap in District of Columbia vs the state

20.0%Denial rate+1.94 pts vs state
20.0%Decision denial rate-3.74 pts vs state
40.0%Origination rate-15.51 pts vs state
8.34%Median rate+1.84 pts vs state
Rate spread (pts)
$108kMedian applicant income
2Loans originated
1Denied

What GoodLeap lends in District of Columbia

By loan purpose

Refinance 1 20% · 100.0% denied
Cash-out refinance 4 80% · 0.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Why it denied District of Columbia applicants

Other 1 100%

Where in District of Columbia

Counties with the most GoodLeap applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 521 20.0%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 5 applications in 2025, of which 2 were originated and 1 denied.

20.0% of all applications, or 20.0% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans GoodLeap originated in District of Columbia in 2025 was 8.34%, against a statewide median of 6.50%.

About this data. Figures are GoodLeap's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology