Goldman Sachs Bank USA in Oregon vs the state
14.3%Denial rate-1.02 pts vs state
14.3%Decision denial rate-4.87 pts vs state
85.7%Origination rate+25.09 pts vs state
5.73%Median rate-1.03 pts vs state
-0.09Rate spread (pts)-0.37 pts vs state
$732kMedian applicant income
6Loans originated
1Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 5 | 18.2% | 5.50% | #340 |
| 2024 | 7 | 4 | 14.3% | 6.23% | #389 |
| 2025 | 7 | 6 | 14.3% | 5.73% | #405 |
What Goldman Sachs Bank USA lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Deschutes County | 4 | 4 | 0 | 0.0% |
| Multnomah County | 2 | 1 | 1 | 50.0% |
| Clackamas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 7 applications in 2025, of which 6 were originated and 1 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Goldman Sachs Bank USA originated in Oregon in 2025 was 5.73%, against a statewide median of 6.75%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology