Goldman Sachs Bank USA in Illinois vs the state
8.5%Denial rate-8.58 pts vs state
10.0%Decision denial rate-11.68 pts vs state
75.6%Origination rate+16.87 pts vs state
5.70%Median rate-1.05 pts vs state
-0.04Rate spread (pts)-0.42 pts vs state
$444kMedian applicant income
62Loans originated
7Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 37 | 11.9% | 5.60% | #421 |
| 2024 | 77 | 44 | 29.9% | 6.20% | #379 |
| 2025 | 82 | 62 | 8.5% | 5.70% | #378 |
What Goldman Sachs Bank USA lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 67 | 49 | 6 | 9.0% |
| Lake County | 10 | 9 | 0 | 0.0% |
| DuPage County | 5 | 4 | 1 | 20.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 82 applications in 2025, of which 62 were originated and 7 denied.
8.5% of all applications, or 10.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Goldman Sachs Bank USA originated in Illinois in 2025 was 5.70%, against a statewide median of 6.75%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology