Goldman Sachs Bank USA in Arizona vs the state
14.7%Denial rate-1.52 pts vs state
17.2%Decision denial rate-3.17 pts vs state
67.7%Origination rate+8.17 pts vs state
5.50%Median rate-1.00 pts vs state
-0.09Rate spread (pts)-0.31 pts vs state
$524kMedian applicant income
23Loans originated
5Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 15 | 27.6% | 6.05% | #375 |
| 2024 | 46 | 25 | 26.1% | 6.25% | #311 |
| 2025 | 34 | 23 | 14.7% | 5.50% | #359 |
What Goldman Sachs Bank USA lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 29 | 19 | 4 | 13.8% |
| Pima County | 5 | 4 | 1 | 20.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 34 applications in 2025, of which 23 were originated and 5 denied.
14.7% of all applications, or 17.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Goldman Sachs Bank USA originated in Arizona in 2025 was 5.50%, against a statewide median of 6.50%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology