German American Bank in Illinois vs the state
19.1%Denial rate+1.93 pts vs state
23.5%Decision denial rate+1.85 pts vs state
61.9%Origination rate+3.16 pts vs state
6.69%Median rate-0.06 pts vs state
0.27Rate spread (pts)-0.11 pts vs state
$94kMedian applicant income
13Loans originated
4Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 6 | 27.3% | 7.13% | #672 |
| 2024 | 21 | 12 | 33.3% | 6.50% | #576 |
| 2025 | 21 | 13 | 19.1% | 6.69% | #588 |
What German American Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most German American Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 9 | 6 | 1 | 11.1% |
| Wabash County | 4 | 2 | 1 | 25.0% |
| Richland County | 2 | 1 | 1 | 50.0% |
| Crawford County | 2 | 1 | 1 | 50.0% |
| Cook County | 1 | 1 | 0 | 0.0% |
| Gallatin County | 1 | 0 | 0 | 0.0% |
| Edwards County | 1 | 1 | 0 | 0.0% |
| White County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 21 applications in 2025, of which 13 were originated and 4 denied.
19.1% of all applications, or 23.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans German American Bank originated in Illinois in 2025 was 6.69%, against a statewide median of 6.75%.
About this data. Figures are German American Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology