German American Bank in Florida vs the state
30.0%Denial rate+8.94 pts vs state
50.0%Decision denial rate+22.76 pts vs state
30.0%Origination rate-22.69 pts vs state
6.62%Median rate0.00 pts vs state
-0.01Rate spread (pts)-0.28 pts vs state
$315kMedian applicant income
3Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 7 | 30.8% | 7.00% | #912 |
| 2024 | 10 | 5 | 0.0% | 7.00% | #922 |
| 2025 | 10 | 3 | 30.0% | 6.62% | #922 |
What German American Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most German American Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Volusia County | 2 | 1 | 0 | 0.0% |
| Sarasota County | 1 | 0 | 1 | 100.0% |
| Pasco County | 1 | 0 | 0 | 0.0% |
| Walton County | 1 | 0 | 0 | 0.0% |
| Miami-Dade County | 1 | 0 | 1 | 100.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Bay County | 1 | 0 | 1 | 100.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Palm Beach County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 10 applications in 2025, of which 3 were originated and 3 denied.
30.0% of all applications, or 50.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans German American Bank originated in Florida in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are German American Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology