Genway Home Mortgage in Minnesota vs the state
30.0%Denial rate+16.40 pts vs state
40.0%Decision denial rate+23.65 pts vs state
45.0%Origination rate-21.37 pts vs state
7.75%Median rate+1.13 pts vs state
2.76Rate spread (pts)+2.51 pts vs state
$79kMedian applicant income
9Loans originated
6Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 33.3% | 7.75% | #497 |
| 2025 | 20 | 9 | 30.0% | 7.75% | #388 |
What Genway Home Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 7 | 4 | 1 | 14.3% |
| Ramsey County | 3 | 2 | 0 | 0.0% |
| Mille Lacs County | 3 | 0 | 3 | 100.0% |
| Chisago County | 2 | 2 | 0 | 0.0% |
| Anoka County | 2 | 1 | 1 | 50.0% |
| Scott County | 2 | 0 | 1 | 50.0% |
| Sherburne County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 20 applications in 2025, of which 9 were originated and 6 denied.
30.0% of all applications, or 40.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Genway Home Mortgage originated in Minnesota in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology