Generations Bank in Florida vs the state
8.3%Denial rate-12.73 pts vs state
8.3%Decision denial rate-18.91 pts vs state
58.3%Origination rate+5.64 pts vs state
6.38%Median rate-0.25 pts vs state
0.39Rate spread (pts)+0.12 pts vs state
$508kMedian applicant income
7Loans originated
1Denied
What Generations Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Generations Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bay County | 5 | 3 | 1 | 20.0% |
| Osceola County | 4 | 3 | 0 | 0.0% |
| Pinellas County | 1 | 1 | 0 | 0.0% |
| St. Johns County | 1 | 0 | 0 | 0.0% |
| Walton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 12 applications in 2025, of which 7 were originated and 1 denied.
8.3% of all applications, or 8.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Generations Bank originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Generations Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology