First Technology Federal Credit Union in Indiana vs the state
60.0%Denial rate+43.43 pts vs state
60.0%Decision denial rate+39.86 pts vs state
40.0%Origination rate-22.25 pts vs state
7.38%Median rate+0.63 pts vs state
—Rate spread (pts)
$168kMedian applicant income
2Loans originated
3Denied
What First Technology Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most First Technology Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 3 | 2 | 1 | 33.3% |
| St. Joseph County | 1 | 0 | 1 | 100.0% |
| Porter County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 5 applications in 2025, of which 2 were originated and 3 denied.
60.0% of all applications, or 60.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans First Technology Federal Credit Union originated in Indiana in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are First Technology Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology