First State Bank of Blakely · Florida · 2025

First State Bank of Blakely in Florida: approval rate, denial rate and rates (2025)

First State Bank of Blakely took 9 mortgage applications in Florida in 2025, ranking #962 of 1,993 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

9Applicationsin FL
0.0%Decision denial ratestate 27.2%
Median ratestate 6.63%
$155,000Median loanstate $255,000
$1.5MVolume2 counties

First State Bank of Blakely in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
100.0%Origination rate+47.31 pts vs state
Median rate
Rate spread (pts)
$128kMedian applicant income
9Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023550.0%#1,177
2024550.0%#1,139
2025990.0%#962

What First State Bank of Blakely lends in Florida

By loan purpose

Refinance 9 100% · 0.0% denied

By loan type

Conventional 9 100% · 0.0% denied

Where in Florida

Counties with the most First State Bank of Blakely applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bay County 880 0.0%
Jackson County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 9 applications in 2025, of which 9 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First State Bank of Blakely's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology