First PREMIER Bank in Iowa vs the state
25.8%Denial rate+12.95 pts vs state
30.8%Decision denial rate+15.46 pts vs state
58.1%Origination rate-10.40 pts vs state
6.63%Median rate+0.13 pts vs state
0.26Rate spread (pts)+0.07 pts vs state
$88kMedian applicant income
18Loans originated
8Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 9 | 32.1% | 6.63% | #257 |
| 2024 | 27 | 17 | 11.1% | 6.13% | #262 |
| 2025 | 31 | 18 | 25.8% | 6.63% | #268 |
What First PREMIER Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most First PREMIER Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sioux County | 7 | 2 | 2 | 28.6% |
| Woodbury County | 5 | 5 | 0 | 0.0% |
| Lyon County | 4 | 3 | 0 | 0.0% |
| Dickinson County | 4 | 3 | 0 | 0.0% |
| O'Brien County | 4 | 2 | 2 | 50.0% |
| Osceola County | 2 | 1 | 1 | 50.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Monona County | 1 | 0 | 1 | 100.0% |
| Buena Vista County | 1 | 0 | 1 | 100.0% |
| Winnebago County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 31 applications in 2025, of which 18 were originated and 8 denied.
25.8% of all applications, or 30.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans First PREMIER Bank originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are First PREMIER Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology