First Ohio Home Finance in Indiana vs the state
0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
40.0%Origination rate-22.25 pts vs state
7.31%Median rate+0.56 pts vs state
0.01Rate spread (pts)-0.36 pts vs state
$142kMedian applicant income
2Loans originated
0Denied
What First Ohio Home Finance lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most First Ohio Home Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Joseph County | 2 | 1 | 0 | 0.0% |
| Madison County | 2 | 0 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 5 applications in 2025, of which 2 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans First Ohio Home Finance originated in Indiana in 2025 was 7.31%, against a statewide median of 6.75%.
About this data. Figures are First Ohio Home Finance's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology