First National Bank of Omaha in Maryland vs the state
57.1%Denial rate+38.34 pts vs state
100.0%Decision denial rate+75.87 pts vs state
0.0%Origination rate-55.71 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
0Loans originated
4Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 1 | 37.5% | 6.38% | #511 |
| 2024 | 5 | 2 | 40.0% | 6.56% | #562 |
| 2025 | 7 | 0 | 57.1% | — | #508 |
What First National Bank of Omaha lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most First National Bank of Omaha applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegany County | 2 | 0 | 2 | 100.0% |
| Frederick County | 2 | 0 | 1 | 50.0% |
| Baltimore County | 1 | 0 | 0 | 0.0% |
| Dorchester County | 1 | 0 | 1 | 100.0% |
| Baltimore city | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 7 applications in 2025, of which 0 were originated and 4 denied.
57.1% of all applications, or 100.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First National Bank of Omaha's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology