First Federal Savings and Loan Association of Lakewood in Illinois vs the state
12.5%Denial rate-4.62 pts vs state
14.3%Decision denial rate-7.39 pts vs state
75.0%Origination rate+16.26 pts vs state
6.69%Median rate-0.06 pts vs state
0.26Rate spread (pts)-0.12 pts vs state
$262kMedian applicant income
6Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 23 | 0.0% | 5.80% | #560 |
| 2024 | 5 | 3 | 20.0% | 7.18% | #759 |
| 2025 | 8 | 6 | 12.5% | 6.69% | #720 |
What First Federal Savings and Loan Association of Lakewood lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most First Federal Savings and Loan Association of Lakewood applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 5 | 3 | 1 | 20.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| McLean County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 8 applications in 2025, of which 6 were originated and 1 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans First Federal Savings and Loan Association of Lakewood originated in Illinois in 2025 was 6.69%, against a statewide median of 6.75%.
About this data. Figures are First Federal Savings and Loan Association of Lakewood's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology