First Dakota National Bank in Minnesota vs the state
0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
87.5%Origination rate+21.13 pts vs state
6.75%Median rate+0.13 pts vs state
0.00Rate spread (pts)-0.25 pts vs state
$281kMedian applicant income
14Loans originated
0Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 7 | 18.2% | 6.50% | #436 |
| 2024 | 15 | 13 | 0.0% | 7.13% | #405 |
| 2025 | 16 | 14 | 0.0% | 6.75% | #411 |
What First Dakota National Bank lends in Minnesota
By loan purpose
By loan type
Where in Minnesota
Counties with the most First Dakota National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lyon County | 2 | 2 | 0 | 0.0% |
| Hennepin County | 2 | 2 | 0 | 0.0% |
| Rock County | 2 | 2 | 0 | 0.0% |
| St. Louis County | 1 | 1 | 0 | 0.0% |
| Traverse County | 1 | 0 | 0 | 0.0% |
| Murray County | 1 | 1 | 0 | 0.0% |
| Rice County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Itasca County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 16 applications in 2025, of which 14 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans First Dakota National Bank originated in Minnesota in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are First Dakota National Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology