First Credit Corporation of New York in South Carolina vs the state
74.0%Denial rate+55.69 pts vs state
77.1%Decision denial rate+53.61 pts vs state
10.0%Origination rate-46.61 pts vs state
7.74%Median rate+1.24 pts vs state
1.84Rate spread (pts)+1.62 pts vs state
$52kMedian applicant income
5Loans originated
37Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 60 | 7 | 66.7% | 7.24% | #297 |
| 2024 | 45 | 0 | 80.0% | — | #339 |
| 2025 | 50 | 5 | 74.0% | 7.74% | #340 |
What First Credit Corporation of New York lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most First Credit Corporation of New York applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 17 | 4 | 7 | 41.2% |
| Orangeburg County | 17 | 0 | 17 | 100.0% |
| Aiken County | 8 | 0 | 7 | 87.5% |
| Dorchester County | 5 | 1 | 3 | 60.0% |
| Georgetown County | 1 | 0 | 1 | 100.0% |
| Lexington County | 1 | 0 | 1 | 100.0% |
| Anderson County | 1 | 0 | 1 | 100.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 50 applications in 2025, of which 5 were originated and 37 denied.
74.0% of all applications, or 77.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans First Credit Corporation of New York originated in South Carolina in 2025 was 7.74%, against a statewide median of 6.50%.
About this data. Figures are First Credit Corporation of New York's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology