First-Citizens Bank & Trust in District of Columbia vs the state
14.3%Denial rate-3.77 pts vs state
20.0%Decision denial rate-3.74 pts vs state
57.1%Origination rate+1.63 pts vs state
6.29%Median rate-0.21 pts vs state
-0.05Rate spread (pts)-0.10 pts vs state
$829kMedian applicant income
8Loans originated
2Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 3 | 16.7% | 5.99% | #216 |
| 2024 | 22 | 14 | 18.2% | 6.19% | #109 |
| 2025 | 14 | 8 | 14.3% | 6.29% | #155 |
What First-Citizens Bank & Trust lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most First-Citizens Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 14 | 8 | 2 | 14.3% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 14 applications in 2025, of which 8 were originated and 2 denied.
14.3% of all applications, or 20.0% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans First-Citizens Bank & Trust originated in District of Columbia in 2025 was 6.29%, against a statewide median of 6.50%.
About this data. Figures are First-Citizens Bank & Trust's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology