Financial Partners Credit Union · Florida · 2025

Financial Partners Credit Union in Florida: approval rate, denial rate and rates (2025)

Financial Partners Credit Union took 6 mortgage applications in Florida in 2025, ranking #1,039 of 1,993 lenders active in the state. It originated 16.7% of them and denied 83.3% (83.3% of the applications it decided), against a statewide denial rate of 21.1%.

6Applicationsin FL
83.3%Decision denial ratestate 27.2%
6.38%Median ratestate 6.63%
$75,000Median loanstate $255,000
$205kVolume4 counties

Financial Partners Credit Union in Florida vs the state

83.3%Denial rate+62.27 pts vs state
83.3%Decision denial rate+56.09 pts vs state
16.7%Origination rate-36.02 pts vs state
6.38%Median rate-0.25 pts vs state
0.19Rate spread (pts)-0.08 pts vs state
$154kMedian applicant income
1Loans originated
5Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202311454.6%6.94%#976
20245340.0%7.00%#1,118
20256183.3%6.38%#1,039

What Financial Partners Credit Union lends in Florida

By loan purpose

Home purchase 1 17% · 0.0% denied
Home improvement 2 33% · 100.0% denied
Other / HELOC 3 50% · 100.0% denied

By loan type

Conventional 6 100% · 83.3% denied

Why it denied Florida applicants

Other 5 100%

Where in Florida

Counties with the most Financial Partners Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Palm Beach County 303 100.0%
Sarasota County 110 0.0%
St. Lucie County 101 100.0%
Pasco County 101 100.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 6 applications in 2025, of which 1 were originated and 5 denied.

83.3% of all applications, or 83.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Financial Partners Credit Union originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Financial Partners Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology