Fidelity Bank · Arizona · 2025

Fidelity Bank in Arizona: approval rate, denial rate and rates (2025)

Fidelity Bank took 5 mortgage applications in Arizona in 2025, ranking #599 of 1,082 lenders active in the state. It originated 40.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.2%.

5Applicationsin AZ
0.0%Decision denial ratestate 20.4%
Median ratestate 6.50%
$265,000Median loanstate $275,000
$560kVolume2 counties

Fidelity Bank in Arizona vs the state

0.0%Denial rate-16.23 pts vs state
0.0%Decision denial rate-20.41 pts vs state
40.0%Origination rate-19.48 pts vs state
Median rate
Rate spread (pts)
$62kMedian applicant income
2Loans originated
0Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023970.0%6.63%#528
2024650.0%6.63%#576
2025520.0%#599

What Fidelity Bank lends in Arizona

By loan purpose

Home purchase 3 60% · 0.0% denied
Refinance 1 20% · 0.0% denied
Cash-out refinance 1 20% · 0.0% denied

By loan type

Conventional 3 60% · 0.0% denied
FHA 2 40% · 0.0% denied

Where in Arizona

Counties with the most Fidelity Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 410 0.0%
Pinal County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 5 applications in 2025, of which 2 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Fidelity Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology