Evergreen Bank Group in Florida vs the state
45.5%Denial rate+24.39 pts vs state
71.4%Decision denial rate+44.19 pts vs state
18.2%Origination rate-34.51 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
2Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 42 | 10 | 40.5% | — | #632 |
| 2025 | 11 | 2 | 45.5% | — | #888 |
What Evergreen Bank Group lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Evergreen Bank Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 2 | 0 | 1 | 50.0% |
| Polk County | 2 | 1 | 0 | 0.0% |
| Osceola County | 2 | 0 | 1 | 50.0% |
| Pasco County | 2 | 1 | 0 | 0.0% |
| Indian River County | 1 | 0 | 1 | 100.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
| Miami-Dade County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 11 applications in 2025, of which 2 were originated and 5 denied.
45.5% of all applications, or 71.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Evergreen Bank Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology