Direct Mortgage Loans in New Mexico vs the state
0.0%Denial rate-18.60 pts vs state
0.0%Decision denial rate-24.66 pts vs state
87.5%Origination rate+34.16 pts vs state
6.75%Median rate+0.13 pts vs state
0.68Rate spread (pts)+0.30 pts vs state
$139kMedian applicant income
7Loans originated
0Denied
What Direct Mortgage Loans lends in New Mexico
By loan purpose
By loan type
Where in New Mexico
Counties with the most Direct Mortgage Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 4 | 4 | 0 | 0.0% |
| Lea County | 1 | 0 | 0 | 0.0% |
| Santa Fe County | 1 | 1 | 0 | 0.0% |
| Eddy County | 1 | 1 | 0 | 0.0% |
| De Baca County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 8 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Direct Mortgage Loans originated in New Mexico in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Direct Mortgage Loans's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology