Dhi Mortgage Company in New Mexico vs the state
20.1%Denial rate+1.54 pts vs state
25.0%Decision denial rate+0.38 pts vs state
60.0%Origination rate+6.66 pts vs state
4.99%Median rate-1.63 pts vs state
-1.53Rate spread (pts)-1.91 pts vs state
$94kMedian applicant income
432Loans originated
145Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 599 | 438 | 6.5% | 5.50% | #25 |
| 2024 | 624 | 431 | 9.1% | 4.99% | #28 |
| 2025 | 720 | 432 | 20.1% | 4.99% | #26 |
What Dhi Mortgage Company lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 244 | 157 | 41 | 16.8% |
| Sandoval County | 233 | 138 | 43 | 18.5% |
| Valencia County | 146 | 84 | 37 | 25.3% |
| Santa Fe County | 97 | 53 | 24 | 24.7% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 720 applications in 2025, of which 432 were originated and 145 denied.
20.1% of all applications, or 25.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Dhi Mortgage Company originated in New Mexico in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology