Delmar Financial · Florida · 2025

Delmar Financial in Florida: approval rate, denial rate and rates (2025)

Delmar Financial took 145 mortgage applications in Florida in 2025, ranking #425 of 1,993 lenders active in the state. It originated 73.1% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

145Applicationsin FL
0.0%Decision denial ratestate 27.2%
6.43%Median ratestate 6.63%
$245,000Median loanstate $255,000
$35MVolume24 counties

Delmar Financial in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
73.1%Origination rate+20.41 pts vs state
6.43%Median rate-0.19 pts vs state
0.52Rate spread (pts)+0.25 pts vs state
$82kMedian applicant income
106Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231941182.6%6.75%#390
20241761071.1%6.63%#393
20251451060.0%6.43%#425

What Delmar Financial lends in Florida

By loan purpose

Home purchase 135 93% · 0.0% denied
Refinance 5 3% · 0.0% denied
Cash-out refinance 5 3% · 0.0% denied

By loan type

Conventional 55 38% · 0.0% denied
FHA 77 53% · 0.0% denied
VA 9 6% · 0.0% denied
USDA / RHS 4 3% · 0.0% denied

Where in Florida

Counties with the most Delmar Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Leon County 80610 0.0%
Gadsden County 12110 0.0%
Wakulla County 540 0.0%
Miami-Dade County 520 0.0%
Jefferson County 430 0.0%
Duval County 420 0.0%
Pasco County 430 0.0%
Marion County 440 0.0%
Hillsborough County 310 0.0%
Madison County 310 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 145 applications in 2025, of which 106 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Delmar Financial originated in Florida in 2025 was 6.43%, against a statewide median of 6.63%.

About this data. Figures are Delmar Financial's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology