Deephaven Mortgage · District of Columbia · 2025

Deephaven Mortgage in District of Columbia: approval rate, denial rate and rates (2025)

Deephaven Mortgage took 46 mortgage applications in District of Columbia in 2025, ranking #76 of 473 lenders active in the state. It originated 39.1% of them and denied 52.2% (57.1% of the applications it decided), against a statewide denial rate of 18.1%.

46Applicationsin DC
57.1%Decision denial ratestate 23.7%
7.25%Median ratestate 6.50%
$505,000Median loanstate $405,000
$14MVolume1 counties

Deephaven Mortgage in District of Columbia vs the state

52.2%Denial rate+34.11 pts vs state
57.1%Decision denial rate+33.40 pts vs state
39.1%Origination rate-16.38 pts vs state
7.25%Median rate+0.75 pts vs state
0.92Rate spread (pts)+0.87 pts vs state
$360kMedian applicant income
18Loans originated
24Denied

Trend in District of Columbia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202319842.1%8.44%#115
2024291634.5%7.38%#89
2025461852.2%7.25%#76

What Deephaven Mortgage lends in District of Columbia

By loan purpose

Home purchase 18 39% · 61.1% denied
Refinance 8 17% · 75.0% denied
Cash-out refinance 5 11% · 0.0% denied
Home improvement 13 28% · 46.2% denied
Other / HELOC 2 4% · 50.0% denied

By loan type

Conventional 46 100% · 52.2% denied

Why it denied District of Columbia applicants

Collateral 14 58%
Unverifiable information 9 38%
Debt-to-income ratio 1 4%

Where in District of Columbia

Counties with the most Deephaven Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 461824 52.2%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 46 applications in 2025, of which 18 were originated and 24 denied.

52.2% of all applications, or 57.1% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Deephaven Mortgage originated in District of Columbia in 2025 was 7.25%, against a statewide median of 6.50%.

About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology