Dean Co-operative Bank in Rhode Island vs the state
25.0%Denial rate+6.30 pts vs state
27.3%Decision denial rate+4.10 pts vs state
54.2%Origination rate-5.58 pts vs state
—Median rate
—Rate spread (pts)
$106kMedian applicant income
13Loans originated
6Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 26 | 18.4% | — | #97 |
| 2024 | 30 | 20 | 6.7% | — | #112 |
| 2025 | 24 | 13 | 25.0% | — | #140 |
What Dean Co-operative Bank lends in Rhode Island
By loan purpose
By loan type
Where in Rhode Island
Counties with the most Dean Co-operative Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 22 | 13 | 5 | 22.7% |
| Bristol County | 1 | 0 | 1 | 100.0% |
| Kent County | 1 | 0 | 0 | 0.0% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| Navigant Credit Union | B | 2,847 | 16.1% | 6.50% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
Frequently asked questions
Rhode Island: 24 applications in 2025, of which 13 were originated and 6 denied.
25.0% of all applications, or 27.3% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Dean Co-operative Bank's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology