Data Mortgage in Florida vs the state
27.6%Denial rate+6.53 pts vs state
40.0%Decision denial rate+12.76 pts vs state
41.4%Origination rate-11.31 pts vs state
6.25%Median rate-0.38 pts vs state
0.23Rate spread (pts)-0.04 pts vs state
$96kMedian applicant income
12Loans originated
8Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 18 | 5.9% | 7.09% | #712 |
| 2024 | 18 | 7 | 11.1% | 6.13% | #794 |
| 2025 | 29 | 12 | 27.6% | 6.25% | #694 |
What Data Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Data Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 5 | 1 | 2 | 40.0% |
| Okaloosa County | 3 | 0 | 0 | 0.0% |
| Volusia County | 3 | 2 | 1 | 33.3% |
| Hillsborough County | 2 | 0 | 0 | 0.0% |
| Pinellas County | 2 | 1 | 1 | 50.0% |
| Orange County | 2 | 1 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Polk County | 1 | 0 | 0 | 0.0% |
| Wakulla County | 1 | 1 | 0 | 0.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 29 applications in 2025, of which 12 were originated and 8 denied.
27.6% of all applications, or 40.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Data Mortgage originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Data Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology