CTBC Bank Corp. (USA) in New Jersey vs the state
9.1%Denial rate-8.60 pts vs state
14.3%Decision denial rate-8.76 pts vs state
54.6%Origination rate-1.13 pts vs state
6.75%Median rate0.00 pts vs state
0.18Rate spread (pts)-0.10 pts vs state
—Median applicant income
6Loans originated
1Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 20 | 3.5% | 6.25% | #401 |
| 2024 | 7 | 4 | 0.0% | 7.19% | #556 |
| 2025 | 11 | 6 | 9.1% | 6.75% | #523 |
What CTBC Bank Corp. (USA) lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most CTBC Bank Corp. (USA) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Somerset County | 3 | 1 | 1 | 33.3% |
| Middlesex County | 3 | 2 | 0 | 0.0% |
| Mercer County | 2 | 1 | 0 | 0.0% |
| Monmouth County | 2 | 1 | 0 | 0.0% |
| Burlington County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 11 applications in 2025, of which 6 were originated and 1 denied.
9.1% of all applications, or 14.3% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans CTBC Bank Corp. (USA) originated in New Jersey in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are CTBC Bank Corp. (USA)'s own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology