Credit Union Mortgage Association in Arizona vs the state
5.6%Denial rate-10.67 pts vs state
12.5%Decision denial rate-7.91 pts vs state
38.9%Origination rate-20.59 pts vs state
5.50%Median rate-1.00 pts vs state
-0.95Rate spread (pts)-1.17 pts vs state
$175kMedian applicant income
7Loans originated
1Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 2 | 22.2% | 6.00% | #531 |
| 2024 | 7 | 2 | 0.0% | 5.44% | #546 |
| 2025 | 18 | 7 | 5.6% | 5.50% | #428 |
What Credit Union Mortgage Association lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Credit Union Mortgage Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 12 | 5 | 0 | 0.0% |
| Pima County | 3 | 1 | 1 | 33.3% |
| Yavapai County | 2 | 1 | 0 | 0.0% |
| Yuma County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 18 applications in 2025, of which 7 were originated and 1 denied.
5.6% of all applications, or 12.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Credit Union Mortgage Association originated in Arizona in 2025 was 5.50%, against a statewide median of 6.50%.
About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology