Corning Credit Union in Massachusetts vs the state
22.2%Denial rate+6.01 pts vs state
22.2%Decision denial rate+2.27 pts vs state
77.8%Origination rate+15.18 pts vs state
7.50%Median rate+0.88 pts vs state
1.47Rate spread (pts)+1.38 pts vs state
$115kMedian applicant income
7Loans originated
2Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 6 | 12.5% | 7.57% | #454 |
| 2025 | 9 | 7 | 22.2% | 7.50% | #468 |
What Corning Credit Union lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Corning Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 3 | 3 | 0 | 0.0% |
| Suffolk County | 3 | 2 | 1 | 33.3% |
| Middlesex County | 2 | 1 | 1 | 50.0% |
| Essex County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 9 applications in 2025, of which 7 were originated and 2 denied.
22.2% of all applications, or 22.2% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Corning Credit Union originated in Massachusetts in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Corning Credit Union's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology