Connexus Credit Union · Rhode Island · 2025

Connexus Credit Union in Rhode Island: approval rate, denial rate and rates (2025)

Connexus Credit Union took 5 mortgage applications in Rhode Island in 2025, ranking #251 of 453 lenders active in the state. It originated 0.0% of them and denied 60.0% (100.0% of the applications it decided), against a statewide denial rate of 18.7%.

5Applicationsin RI
100.0%Decision denial ratestate 23.2%
Median ratestate 6.75%
$205,000Median loanstate $255,000
$0Volume3 counties

Connexus Credit Union in Rhode Island vs the state

60.0%Denial rate+41.30 pts vs state
100.0%Decision denial rate+76.83 pts vs state
0.0%Origination rate-59.75 pts vs state
Median rate
Rate spread (pts)
$314kMedian applicant income
0Loans originated
3Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236266.7%4.49%#220
20247342.9%7.49%#204
20255060.0%#251

What Connexus Credit Union lends in Rhode Island

By loan purpose

Home purchase 2 40% · 50.0% denied
Refinance 1 20% · 100.0% denied
Home improvement 2 40% · 50.0% denied

By loan type

Conventional 5 100% · 60.0% denied

Why it denied Rhode Island applicants

Employment history 1 33%
Other 1 33%
Debt-to-income ratio 1 33%

Where in Rhode Island

Counties with the most Connexus Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 202 100.0%
Kent County 201 50.0%
Bristol County 100 0.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 5 applications in 2025, of which 0 were originated and 3 denied.

60.0% of all applications, or 100.0% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology