Connexus Credit Union · Idaho · 2025

Connexus Credit Union in Idaho: approval rate, denial rate and rates (2025)

Connexus Credit Union took 6 mortgage applications in Idaho in 2025, ranking #313 of 595 lenders active in the state. It originated 33.3% of them and denied 66.7% (66.7% of the applications it decided), against a statewide denial rate of 14.5%.

6Applicationsin ID
66.7%Decision denial ratestate 17.5%
6.54%Median ratestate 6.63%
$135,000Median loanstate $265,000
$560kVolume4 counties

Connexus Credit Union in Idaho vs the state

66.7%Denial rate+52.22 pts vs state
66.7%Decision denial rate+49.15 pts vs state
33.3%Origination rate-29.69 pts vs state
6.54%Median rate-0.08 pts vs state
-0.37Rate spread (pts)-0.53 pts vs state
$129kMedian applicant income
2Loans originated
4Denied

Trend in Idaho

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316362.5%4.49%#216
20248237.5%7.49%#269
20256266.7%6.54%#313

What Connexus Credit Union lends in Idaho

By loan purpose

Home purchase 3 50% · 66.7% denied
Home improvement 1 17% · 0.0% denied
Other / HELOC 2 33% · 100.0% denied

By loan type

Conventional 6 100% · 66.7% denied

Why it denied Idaho applicants

Debt-to-income ratio 3 75%
Collateral 1 25%

Where in Idaho

Counties with the most Connexus Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ada County 110 0.0%
Fremont County 101 100.0%
Canyon County 101 100.0%
Gem County 101 100.0%

Other large lenders in Idaho

LenderGradeApplicationsDenial rateMedian rate
Idaho Central Credit UnionA 15,64416.5%7.00%
Rocket MortgageC 4,39113.3%6.63%
United Shore Financial ServicesB 3,9439.1%6.12%
Premier Mortgage ResourcesB 2,5042.7%6.25%
Mountain America Federal Credit UnionD 2,32337.7%7.24%
Guild MortgageA 2,3203.4%6.50%
U.S. BankD 2,16128.6%7.35%
Loandepot.ComD 1,62214.2%6.50%
Glacier BankD 1,50714.5%6.88%
Pennymac Loan ServicesC 1,29710.8%6.50%

Frequently asked questions

Idaho: 6 applications in 2025, of which 2 were originated and 4 denied.

66.7% of all applications, or 66.7% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.

The median rate on loans Connexus Credit Union originated in Idaho in 2025 was 6.54%, against a statewide median of 6.63%.

About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology