Coastal Community Bank · Rhode Island · 2025

Coastal Community Bank in Rhode Island: approval rate, denial rate and rates (2025)

Coastal Community Bank took 20 mortgage applications in Rhode Island in 2025, ranking #146 of 453 lenders active in the state. It originated 20.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.7%.

20Applicationsin RI
0.0%Decision denial ratestate 23.2%
11.62%Median ratestate 6.75%
$55,000Median loanstate $255,000
$160kVolume5 counties

Coastal Community Bank in Rhode Island vs the state

0.0%Denial rate-18.70 pts vs state
0.0%Decision denial rate-23.17 pts vs state
20.0%Origination rate-39.75 pts vs state
11.62%Median rate+4.87 pts vs state
4.68Rate spread (pts)+4.50 pts vs state
$132kMedian applicant income
4Loans originated
0Denied

What Coastal Community Bank lends in Rhode Island

By loan purpose

Cash-out refinance 2 10% · 0.0% denied
Home improvement 5 25% · 0.0% denied
Other / HELOC 13 65% · 0.0% denied

By loan type

Conventional 20 100% · 0.0% denied

Where in Rhode Island

Counties with the most Coastal Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 1340 0.0%
Bristol County 200 0.0%
Newport County 200 0.0%
Kent County 200 0.0%
Washington County 100 0.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 20 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

The median rate on loans Coastal Community Bank originated in Rhode Island in 2025 was 11.62%, against a statewide median of 6.75%.

About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology