Coast One Mortgage in Florida vs the state
5.4%Denial rate-15.65 pts vs state
7.8%Decision denial rate-19.45 pts vs state
63.1%Origination rate+10.37 pts vs state
6.75%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.18 pts vs state
$92kMedian applicant income
70Loans originated
6Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 154 | 82 | 10.4% | 6.99% | #424 |
| 2024 | 93 | 61 | 6.5% | 6.99% | #499 |
| 2025 | 111 | 70 | 5.4% | 6.75% | #464 |
What Coast One Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Coast One Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charlotte County | 24 | 18 | 0 | 0.0% |
| St. Johns County | 21 | 15 | 0 | 0.0% |
| Indian River County | 13 | 10 | 2 | 15.4% |
| DeSoto County | 8 | 1 | 2 | 25.0% |
| Flagler County | 7 | 4 | 0 | 0.0% |
| Duval County | 5 | 2 | 0 | 0.0% |
| Sarasota County | 5 | 4 | 1 | 20.0% |
| St. Lucie County | 4 | 2 | 1 | 25.0% |
| Volusia County | 4 | 3 | 0 | 0.0% |
| Putnam County | 3 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 111 applications in 2025, of which 70 were originated and 6 denied.
5.4% of all applications, or 7.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Coast One Mortgage originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Coast One Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology