City National Bank in Virginia vs the state
10.0%Denial rate-5.94 pts vs state
13.3%Decision denial rate-6.92 pts vs state
60.0%Origination rate+0.48 pts vs state
5.88%Median rate-0.75 pts vs state
-0.16Rate spread (pts)-0.38 pts vs state
$408kMedian applicant income
12Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 21 | 12.9% | 6.30% | #423 |
| 2024 | 5 | 3 | 40.0% | 7.30% | #648 |
| 2025 | 20 | 12 | 10.0% | 5.88% | #490 |
What City National Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 5 | 4 | 1 | 20.0% |
| Danville city | 3 | 1 | 0 | 0.0% |
| Albemarle County | 3 | 2 | 0 | 0.0% |
| Alexandria city | 2 | 1 | 0 | 0.0% |
| Loudoun County | 2 | 1 | 1 | 50.0% |
| Virginia Beach city | 1 | 0 | 0 | 0.0% |
| Prince Edward County | 1 | 1 | 0 | 0.0% |
| Lexington city | 1 | 1 | 0 | 0.0% |
| Roanoke city | 1 | 0 | 0 | 0.0% |
| James City County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 20 applications in 2025, of which 12 were originated and 2 denied.
10.0% of all applications, or 13.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans City National Bank originated in Virginia in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology